| Policies won | year | pol_no_claims_discount | pol_coverage | pol_duration | pol_sit_duration | pol_pay_freq | pol_payd | pol_usage |
|---|---|---|---|---|---|---|---|---|
| often: 10.0 - 100.0% | 1.00 | 0.05 | Max (43%) | 11.94 | 3.34 | Yearly (42%) | No (94%) | WorkPrivate (47%) |
| sometimes: 0.5 - 10.0% | 1.00 | 0.05 | Max (31%) | 11.53 | 3.21 | Yearly (41%) | No (91%) | WorkPrivate (55%) |
| rarely: 0.0 - 0.5% | 1.00 | 0.07 | Med2 (36%) | 9.37 | 3.07 | Yearly (35%) | No (95%) | WorkPrivate (63%) |
| in sample profitable market | 1.00 | 0.04 | Max (52%) | 11.55 | 3.51 | Yearly (41%) | No (95%) | WorkPrivate (55%) |
| in sample average market | 1.00 | 0.04 | Max (51%) | 11.47 | 3.67 | Yearly (39%) | No (94%) | WorkPrivate (52%) |
| in sample losing market | 1.00 | 0.05 | Max (52%) | 10.60 | 3.03 | Yearly (36%) | No (97%) | WorkPrivate (47%) |
| Policies won | drv_sex1 | drv_age1 | drv_age_lic1 | drv_drv2 | drv_sex2 | drv_age2 | drv_age_lic2 |
|---|---|---|---|---|---|---|---|
| often: 10.0 - 100.0% | M (65%) | 55.96 | 32.11 | No (72%) | F (57%) | 48.13 | 26.48 |
| sometimes: 0.5 - 10.0% | M (61%) | 55.67 | 33.94 | No (77%) | F (54%) | 46.28 | 25.30 |
| rarely: 0.0 - 0.5% | M (67%) | 52.71 | 30.36 | No (75%) | F (52%) | 49.70 | 27.65 |
| in sample profitable market | M (67%) | 55.06 | 32.26 | No (79%) | F (64%) | 48.79 | 27.89 |
| in sample average market | M (65%) | 56.69 | 31.45 | No (76%) | F (70%) | 46.85 | 24.75 |
| in sample losing market | M (72%) | 55.10 | 31.26 | No (71%) | F (68%) | 48.84 | 27.26 |
| Policies won | vh_make_model | vh_age | vh_fuel | vh_type | vh_speed | vh_value | vh_weight |
|---|---|---|---|---|---|---|---|
| often: 10.0 - 100.0% | dllcylnkzeegtsgr (6%) | 15.76 | Gasoline (55%) | Tourism (71%) | 157.23 | 15652.51 | 1023.64 |
| sometimes: 0.5 - 10.0% | biqzvbfzjivqmrro (8%) | 15.84 | Gasoline (62%) | Tourism (80%) | 157.99 | 15044.21 | 962.58 |
| rarely: 0.0 - 0.5% | biqzvbfzjivqmrro (12%) | 13.45 | Gasoline (52%) | Tourism (67%) | 157.30 | 15122.09 | 882.05 |
| in sample profitable market | jgkpiuuctpywtrlh (5%) | 17.63 | Gasoline (55%) | Tourism (70%) | 152.41 | 15637.82 | 1003.76 |
| in sample average market | biqzvbfzjivqmrro (7%) | 15.53 | Gasoline (52%) | Tourism (72%) | 159.47 | 16041.48 | 1095.68 |
| in sample losing market | jgkpiuuctpywtrlh (7%) | 15.19 | Diesel (57%) | Tourism (63%) | 154.80 | 16932.36 | 1053.13 |
| Policies won | population | town_surface_area |
|---|---|---|
| often: 10.0 - 100.0% | 437.37 | 211.58 |
| sometimes: 0.5 - 10.0% | 511.51 | 178.80 |
| rarely: 0.0 - 0.5% | 610.56 | 181.46 |
| in sample profitable market | 427.80 | 210.01 |
| in sample average market | 420.47 | 211.16 |
| in sample losing market | 390.78 | 216.42 |
| Policies won | claim_frequency | premiums | conversion_rate | profit per policy | profit_margin |
|---|---|---|---|---|---|
| often: 10.0 - 100.0% | 0.05 | 67.30 | 0.47 | 6.45 | 0.18 |
| sometimes: 0.5 - 10.0% | 0.07 | 68.96 | 0.03 | 0.09 | 0.18 |
| rarely: 0.0 - 0.5% | 0.09 | 80.85 | 0.00 | 0.03 | 0.18 |
| Policies won | claim_frequency | premiums | conversion_rate | profit | revenue | loss | market_share | profit_margin |
|---|---|---|---|---|---|---|---|---|
| in sample profitable market | 0.05 | 62.44 | 0.62 | 4103.38 | 8242.20 | 4138.82 | 0.02 | 0.18 |
| in sample average market | 0.06 | 65.13 | 0.84 | 1642.57 | 5535.80 | 3893.23 | 0.01 | 0.17 |
| in sample losing market | 0.08 | 74.75 | 0.64 | -2012.11 | 9642.95 | 11655.06 | 0.02 | 0.18 |