Average Market Share | 0.026 |
---|---|
Average Revenue | 39031.0 |
Average Losses | 45233.0 |
Average Loss Ratio | 1.197 |
Average Profit per Policy | -16.0 |
Number of Markets | 384 |
Average Profit | -6202.19 |
Policies won | year | pol_no_claims_discount | pol_coverage | pol_duration | pol_sit_duration | pol_pay_freq | pol_payd | pol_usage |
---|---|---|---|---|---|---|---|---|
often: 8.1 - 100.0% | 2.76 | 0.05 | Max (52%) | 14.32 | 4.79 | Yearly (42%) | No (92%) | WorkPrivate (57%) |
sometimes: 1.0 - 8.1% | 2.74 | 0.05 | Max (52%) | 12.73 | 4.50 | Yearly (40%) | No (95%) | WorkPrivate (62%) |
rarely: 0.3 - 1.0% | 2.80 | 0.04 | Max (54%) | 12.50 | 4.46 | Yearly (37%) | No (94%) | WorkPrivate (61%) |
never: | 2.83 | 0.04 | Max (66%) | 13.01 | 4.57 | Yearly (37%) | No (96%) | WorkPrivate (67%) |
in sample profitable market | 2.70 | 0.07 | Max (57%) | 14.06 | 4.77 | Yearly (42%) | No (92%) | WorkPrivate (58%) |
in sample average market | 2.85 | 0.06 | Max (42%) | 14.96 | 5.55 | Yearly (43%) | No (93%) | WorkPrivate (57%) |
in sample losing market | 2.76 | 0.08 | Max (64%) | 13.92 | 4.66 | Yearly (41%) | No (93%) | WorkPrivate (52%) |
Policies won | drv_sex1 | drv_age1 | drv_age_lic1 | drv_drv2 | drv_sex2 | drv_age2 | drv_age_lic2 |
---|---|---|---|---|---|---|---|
often: 8.1 - 100.0% | M (63%) | 57.54 | 33.67 | No (73%) | F (58%) | 50.03 | 28.10 |
sometimes: 1.0 - 8.1% | M (64%) | 56.93 | 34.72 | No (68%) | F (61%) | 49.61 | 27.64 |
rarely: 0.3 - 1.0% | M (63%) | 57.07 | 35.02 | No (67%) | F (66%) | 50.89 | 27.78 |
never: | M (60%) | 56.24 | 34.06 | No (67%) | F (63%) | 48.49 | 26.57 |
in sample profitable market | M (63%) | 57.72 | 33.85 | No (71%) | F (63%) | 49.35 | 27.03 |
in sample average market | M (63%) | 58.26 | 33.36 | No (77%) | F (61%) | 51.39 | 29.41 |
in sample losing market | M (62%) | 58.01 | 33.66 | No (73%) | F (58%) | 49.01 | 27.15 |
Policies won | vh_make_model | vh_age | vh_fuel | vh_type | vh_speed | vh_value | vh_weight |
---|---|---|---|---|---|---|---|
often: 8.1 - 100.0% | biqzvbfzjivqmrro (6%) | 14.37 | Gasoline (52%) | Tourism (85%) | 167.16 | 16755.29 | 1017.24 |
sometimes: 1.0 - 8.1% | biqzvbfzjivqmrro (6%) | 13.42 | Diesel (55%) | Tourism (87%) | 168.00 | 16406.62 | 1071.78 |
rarely: 0.3 - 1.0% | rthsjeyjgdlmkygk (5%) | 12.79 | Diesel (57%) | Tourism (87%) | 167.92 | 16579.34 | 1079.13 |
never: | rthsjeyjgdlmkygk (7%) | 11.16 | Diesel (55%) | Tourism (91%) | 171.56 | 17753.68 | 1101.39 |
in sample profitable market | biqzvbfzjivqmrro (6%) | 13.72 | Gasoline (52%) | Tourism (86%) | 166.27 | 17115.90 | 1027.21 |
in sample average market | rthsjeyjgdlmkygk (4%) | 15.80 | Gasoline (55%) | Tourism (84%) | 166.27 | 17360.47 | 1015.69 |
in sample losing market | biqzvbfzjivqmrro (5%) | 12.60 | Diesel (58%) | Tourism (87%) | 170.87 | 19494.54 | 1099.57 |
Policies won | population | town_surface_area |
---|---|---|
often: 8.1 - 100.0% | 536.09 | 180.73 |
sometimes: 1.0 - 8.1% | 543.92 | 197.44 |
rarely: 0.3 - 1.0% | 560.55 | 201.69 |
never: | 576.24 | 206.50 |
in sample profitable market | 539.89 | 169.55 |
in sample average market | 503.48 | 177.45 |
in sample losing market | 606.94 | 168.31 |
Policies won | claim_frequency | premiums | conversion_rate | profit per policy | profit_margin |
---|---|---|---|---|---|
often: 8.1 - 100.0% | 0.08 | 92.94 | 0.40 | -6.70 | 0.22 |
sometimes: 1.0 - 8.1% | 0.10 | 113.42 | 0.04 | 0.55 | 0.22 |
rarely: 0.3 - 1.0% | 0.11 | 120.89 | 0.01 | -0.08 | 0.22 |
never: | 0.10 | 155.83 | 0.00 | 0.00 | 0.26 |
Policies won | claim_frequency | premiums | conversion_rate | profit | revenue | loss | market_share | profit_margin |
---|---|---|---|---|---|---|---|---|
in sample profitable market | 0.08 | 99.56 | 0.49 | 6123.00 | 61924.33 | 55801.33 | 0.04 | 0.23 |
in sample average market | 0.07 | 76.69 | 0.54 | -6222.08 | 44942.72 | 51164.80 | 0.03 | 0.23 |
in sample losing market | 0.11 | 116.96 | 0.58 | -17240.59 | 51228.55 | 68469.14 | 0.03 | 0.23 |
Policies lost | premiums (mean) | premiums (median) | premiums (std) | distance to winner (mean) |
---|---|---|---|---|
in sample profitable market | 116.49 | 114.55 | 69.37 | 32.93 |
in sample average market | 117.06 | 116.44 | 67.07 | 33.05 |
in sample losing market | 116.42 | 114.70 | 71.69 | 31.99 |