Policies won | year | pol_no_claims_discount | pol_coverage | pol_duration | pol_sit_duration | pol_pay_freq | pol_payd | pol_usage |
---|---|---|---|---|---|---|---|---|
often: 35.4 - 100.0% | 1.00 | 0.05 | Min (46%) | 11.22 | 3.42 | Yearly (44%) | No (91%) | WorkPrivate (61%) |
sometimes: 2.6 - 35.4% | 1.00 | 0.05 | Max (34%) | 10.91 | 3.95 | Yearly (39%) | No (94%) | WorkPrivate (57%) |
rarely: 0.1 - 2.6% | 1.00 | 0.05 | Max (46%) | 11.51 | 3.00 | Yearly (43%) | No (94%) | WorkPrivate (59%) |
in sample profitable market | 1.00 | 0.05 | Min (45%) | 11.29 | 3.62 | Yearly (45%) | No (91%) | WorkPrivate (62%) |
in sample average market | 1.00 | 0.05 | Min (49%) | 11.03 | 3.71 | Yearly (50%) | No (91%) | WorkPrivate (64%) |
in sample losing market | 1.00 | 0.05 | Min (46%) | 11.75 | 3.67 | Yearly (43%) | No (91%) | WorkPrivate (60%) |
Policies won | drv_sex1 | drv_age1 | drv_age_lic1 | drv_drv2 | drv_sex2 | drv_age2 | drv_age_lic2 |
---|---|---|---|---|---|---|---|
often: 35.4 - 100.0% | M (68%) | 54.78 | 31.91 | No (83%) | F (56%) | 51.12 | 31.08 |
sometimes: 2.6 - 35.4% | M (70%) | 56.65 | 34.35 | No (73%) | F (50%) | 50.94 | 27.44 |
rarely: 0.1 - 2.6% | M (65%) | 55.92 | 33.88 | No (68%) | F (63%) | 51.40 | 28.58 |
in sample profitable market | M (66%) | 54.71 | 31.36 | No (81%) | F (52%) | 46.03 | 24.85 |
in sample average market | M (69%) | 54.89 | 31.68 | No (84%) | F (50%) | 49.00 | 28.79 |
in sample losing market | M (65%) | 54.94 | 31.05 | No (84%) | F (57%) | 47.48 | 26.00 |
Policies won | vh_make_model | vh_age | vh_fuel | vh_type | vh_speed | vh_value | vh_weight |
---|---|---|---|---|---|---|---|
often: 35.4 - 100.0% | wyqgeeclrqbihfpk (15%) | 15.47 | Gasoline (66%) | Tourism (70%) | 146.46 | 12924.06 | 781.85 |
sometimes: 2.6 - 35.4% | ixwsqebjjdlxcqsq (6%) | 13.72 | Gasoline (57%) | Tourism (70%) | 149.29 | 14275.23 | 899.39 |
rarely: 0.1 - 2.6% | rthsjeyjgdlmkygk (7%) | 13.62 | Diesel (50%) | Tourism (83%) | 165.56 | 16391.70 | 1068.05 |
in sample profitable market | wyqgeeclrqbihfpk (13%) | 15.15 | Gasoline (67%) | Tourism (75%) | 149.85 | 12917.01 | 837.56 |
in sample average market | wyqgeeclrqbihfpk (14%) | 15.14 | Gasoline (75%) | Tourism (69%) | 143.56 | 12011.32 | 761.10 |
in sample losing market | wyqgeeclrqbihfpk (15%) | 14.99 | Gasoline (71%) | Tourism (77%) | 150.11 | 12449.82 | 803.95 |
Policies won | population | town_surface_area |
---|---|---|
often: 35.4 - 100.0% | 524.77 | 213.59 |
sometimes: 2.6 - 35.4% | 543.04 | 199.96 |
rarely: 0.1 - 2.6% | 593.38 | 195.66 |
in sample profitable market | 539.60 | 207.20 |
in sample average market | 535.47 | 212.64 |
in sample losing market | 555.11 | 207.02 |
Policies won | claim_frequency | premiums | conversion_rate | profit per policy | profit_margin |
---|---|---|---|---|---|
often: 35.4 - 100.0% | 0.03 | 43.52 | 0.87 | 28.33 | 0.16 |
sometimes: 2.6 - 35.4% | 0.06 | 70.38 | 0.17 | 1.50 | 0.14 |
rarely: 0.1 - 2.6% | 0.12 | 92.24 | 0.01 | -0.50 | 0.13 |
Policies won | claim_frequency | premiums | conversion_rate | profit | revenue | loss | market_share | profit_margin |
---|---|---|---|---|---|---|---|---|
in sample profitable market | 0.03 | 49.42 | 0.77 | 7001.30 | 8647.70 | 1646.40 | 0.03 | 0.15 |
in sample average market | 0.03 | 40.46 | 0.86 | 4741.05 | 6069.15 | 1328.10 | 0.02 | 0.17 |
in sample losing market | 0.04 | 47.62 | 0.89 | 1684.59 | 6714.32 | 5029.73 | 0.02 | 0.15 |