| Policies won | year | pol_no_claims_discount | pol_coverage | pol_duration | pol_sit_duration | pol_pay_freq | pol_payd | pol_usage |
|---|---|---|---|---|---|---|---|---|
| often: 35.4 - 100.0% | 1.72 | 0.05 | Max (39%) | 12.11 | 4.22 | Yearly (49%) | No (92%) | WorkPrivate (55%) |
| sometimes: 2.2 - 35.4% | 1.77 | 0.06 | Max (48%) | 11.10 | 3.82 | Yearly (40%) | No (94%) | WorkPrivate (62%) |
| rarely: 0.1 - 2.2% | 1.70 | 0.06 | Max (58%) | 12.37 | 3.48 | Yearly (34%) | No (91%) | WorkPrivate (64%) |
| in sample profitable market | 1.74 | 0.04 | Max (39%) | 12.19 | 4.36 | Yearly (46%) | No (92%) | WorkPrivate (54%) |
| in sample average market | 1.73 | 0.05 | Max (37%) | 12.14 | 4.17 | Yearly (49%) | No (92%) | WorkPrivate (55%) |
| in sample losing market | 1.73 | 0.05 | Max (41%) | 11.87 | 4.15 | Yearly (45%) | No (94%) | WorkPrivate (59%) |
| Policies won | drv_sex1 | drv_age1 | drv_age_lic1 | drv_drv2 | drv_sex2 | drv_age2 | drv_age_lic2 |
|---|---|---|---|---|---|---|---|
| often: 35.4 - 100.0% | M (61%) | 59.33 | 36.57 | No (77%) | F (53%) | 51.05 | 29.41 |
| sometimes: 2.2 - 35.4% | M (65%) | 56.22 | 34.08 | No (72%) | F (61%) | 48.81 | 26.80 |
| rarely: 0.1 - 2.2% | M (61%) | 58.40 | 35.85 | No (74%) | F (56%) | 51.18 | 28.34 |
| in sample profitable market | M (62%) | 58.79 | 35.80 | No (77%) | F (54%) | 49.94 | 28.28 |
| in sample average market | M (63%) | 59.22 | 36.15 | No (78%) | M (51%) | 50.44 | 28.95 |
| in sample losing market | M (62%) | 58.20 | 35.38 | No (78%) | F (52%) | 46.98 | 25.56 |
| Policies won | vh_make_model | vh_age | vh_fuel | vh_type | vh_speed | vh_value | vh_weight |
|---|---|---|---|---|---|---|---|
| often: 35.4 - 100.0% | wyqgeeclrqbihfpk (8%) | 13.62 | Gasoline (57%) | Tourism (82%) | 155.20 | 15087.09 | 884.05 |
| sometimes: 2.2 - 35.4% | rthsjeyjgdlmkygk (6%) | 13.65 | Gasoline (52%) | Tourism (86%) | 161.58 | 15528.37 | 986.29 |
| rarely: 0.1 - 2.2% | rthsjeyjgdlmkygk (9%) | 10.74 | Diesel (53%) | Tourism (87%) | 169.69 | 18058.60 | 1110.17 |
| in sample profitable market | wyqgeeclrqbihfpk (8%) | 13.64 | Gasoline (61%) | Tourism (83%) | 151.14 | 14095.97 | 857.48 |
| in sample average market | wyqgeeclrqbihfpk (9%) | 14.14 | Gasoline (57%) | Tourism (82%) | 156.19 | 15341.24 | 904.36 |
| in sample losing market | wyqgeeclrqbihfpk (9%) | 13.44 | Gasoline (58%) | Tourism (81%) | 152.96 | 14615.08 | 846.09 |
| Policies won | population | town_surface_area |
|---|---|---|
| often: 35.4 - 100.0% | 532.40 | 209.58 |
| sometimes: 2.2 - 35.4% | 622.16 | 212.39 |
| rarely: 0.1 - 2.2% | 611.74 | 199.86 |
| in sample profitable market | 538.16 | 217.72 |
| in sample average market | 502.66 | 221.76 |
| in sample losing market | 498.50 | 212.68 |
| Policies won | claim_frequency | premiums | conversion_rate | profit per policy | profit_margin |
|---|---|---|---|---|---|
| often: 35.4 - 100.0% | 0.09 | 72.25 | 0.81 | -18.57 | 0.12 |
| sometimes: 2.2 - 35.4% | 0.09 | 92.02 | 0.12 | -0.48 | 0.12 |
| rarely: 0.1 - 2.2% | 0.11 | 119.09 | 0.01 | -0.04 | 0.13 |
| Policies won | claim_frequency | premiums | conversion_rate | profit | revenue | loss | market_share | profit_margin |
|---|---|---|---|---|---|---|---|---|
| in sample profitable market | 0.07 | 68.00 | 0.75 | -793.80 | 20740.11 | 21533.91 | 0.05 | 0.14 |
| in sample average market | 0.09 | 69.90 | 0.85 | -5135.16 | 17613.63 | 22748.79 | 0.04 | 0.12 |
| in sample losing market | 0.09 | 73.50 | 0.79 | -11316.39 | 20580.56 | 31896.95 | 0.04 | 0.14 |