2021-02-14T22:22:25.560637 image/svg+xml Matplotlib v3.3.3, https://matplotlib.org/
2021-02-14T22:22:25.931226 image/svg+xml Matplotlib v3.3.3, https://matplotlib.org/
Sample Profitable Market
Sample Average Market
Sample Losing Market
Average Market Share0.139
Average Revenue246165.0
Average Losses225786.0
Average Loss Ratio1.0
Average Profit per Policy6.0
Number of Markets1000
Average Profit20378.73

For a description on how the tables and plots are computed, refer to this post on discourse.

Policy Summaries

Policies won year pol_no_claims_discount pol_coverage pol_duration pol_sit_duration pol_pay_freq pol_payd pol_usage
often: 7.5 - 100.0% 2.82 0.04 Max (58%) 13.52 4.76 Yearly (42%) No (95%) WorkPrivate (65%)
sometimes: 0.6 - 7.5% 2.77 0.04 Max (71%) 12.72 4.37 Yearly (38%) No (95%) WorkPrivate (65%)
rarely: 0.1 - 0.6% 2.87 0.04 Max (59%) 12.62 4.55 Yearly (35%) No (97%) WorkPrivate (70%)
never: 2.77 0.07 Max (61%) 11.78 4.54 Monthly (35%) No (98%) WorkPrivate (65%)
in sample profitable market 2.80 0.04 Max (79%) 13.59 4.39 Yearly (41%) No (94%) WorkPrivate (65%)
in sample average market 2.85 0.04 Max (62%) 13.83 4.81 Yearly (42%) No (94%) WorkPrivate (64%)
in sample losing market 2.80 0.04 Max (54%) 13.95 4.84 Yearly (45%) No (94%) WorkPrivate (63%)

Driver Summaries

Policies won drv_sex1 drv_age1 drv_age_lic1 drv_drv2 drv_sex2 drv_age2 drv_age_lic2
often: 7.5 - 100.0% M (63%) 57.29 34.90 No (66%) F (62%) 50.49 28.50
sometimes: 0.6 - 7.5% M (59%) 56.62 34.31 No (66%) F (62%) 48.94 26.87
rarely: 0.1 - 0.6% M (60%) 55.44 33.47 No (68%) F (61%) 47.18 25.40
never: M (59%) 55.84 33.17 No (65%) F (57%) 47.50 25.61
in sample profitable market M (61%) 56.81 34.43 No (63%) F (63%) 50.52 28.38
in sample average market M (65%) 57.60 35.00 No (67%) F (62%) 51.58 29.53
in sample losing market M (66%) 57.70 35.40 No (67%) F (63%) 50.86 29.18

Vehicle Summaries

Policies won vh_make_model vh_age vh_fuel vh_type vh_speed vh_value vh_weight
often: 7.5 - 100.0% rthsjeyjgdlmkygk (6%) 12.25 Diesel (53%) Tourism (87%) 166.69 16654.31 1045.31
sometimes: 0.6 - 7.5% rthsjeyjgdlmkygk (8%) 10.36 Diesel (55%) Tourism (91%) 172.16 17548.43 1103.75
rarely: 0.1 - 0.6% rthsjeyjgdlmkygk (8%) 12.12 Diesel (59%) Tourism (90%) 173.10 18555.57 1136.58
never: rthsjeyjgdlmkygk (7%) 11.29 Diesel (58%) Tourism (89%) 171.91 19072.96 1118.08
in sample profitable market rthsjeyjgdlmkygk (6%) 9.80 Diesel (59%) Tourism (90%) 169.63 17196.83 1073.37
in sample average market rthsjeyjgdlmkygk (5%) 11.74 Diesel (52%) Tourism (86%) 165.58 16201.84 1018.26
in sample losing market rthsjeyjgdlmkygk (6%) 13.14 Diesel (57%) Tourism (84%) 165.19 16830.68 1033.64

Location Summaries

Policies won population town_surface_area
often: 7.5 - 100.0% 550.04 202.51
sometimes: 0.6 - 7.5% 591.93 201.72
rarely: 0.1 - 0.6% 535.68 212.24
never: 588.07 183.06
in sample profitable market 574.27 204.86
in sample average market 533.96 200.99
in sample losing market 533.02 207.07

Financials By Conversion Rate Summaries

Policies won claim_frequency premiums conversion_rate profit per policy profit_margin
often: 7.5 - 100.0% 0.09 110.46 0.46 3.29 0.16
sometimes: 0.6 - 7.5% 0.11 178.11 0.02 0.83 0.30
rarely: 0.1 - 0.6% 0.10 178.12 0.00 0.28 0.39
never: 0.11 240.36 0.00 0.00 0.45

Financials In Sample Markets Summaries

Policies won claim_frequency premiums conversion_rate profit revenue loss market_share profit_margin
in sample profitable market 0.11 142.79 0.46 86165.87 605269.28 519103.41 0.25 0.16
in sample average market 0.09 105.03 0.72 18132.67 259629.25 241496.58 0.14 0.12
in sample losing market 0.09 96.86 0.80 -9963.56 179580.92 189544.48 0.11 0.12