2021-02-14T22:37:07.691234 image/svg+xml Matplotlib v3.3.3, https://matplotlib.org/
2021-02-14T22:37:07.978597 image/svg+xml Matplotlib v3.3.3, https://matplotlib.org/
Sample Profitable Market
Sample Average Market
Sample Losing Market
Average Market Share0.131
Average Revenue264936.0
Average Losses378917.0
Average Loss Ratio2.0
Average Profit per Policy-57.0
Number of Markets1000
Average Profit-113980.25

For a description on how the tables and plots are computed, refer to this post on discourse.

Policy Summaries

Policies won year pol_no_claims_discount pol_coverage pol_duration pol_sit_duration pol_pay_freq pol_payd pol_usage
often: 9.8 - 100.0% 2.79 0.06 Max (62%) 13.03 4.64 Yearly (40%) No (95%) WorkPrivate (61%)
sometimes: 1.4 - 9.8% 2.79 0.04 Max (65%) 12.93 4.43 Yearly (37%) No (95%) WorkPrivate (65%)
rarely: 0.1 - 1.4% 2.78 0.04 Max (69%) 12.76 4.46 Yearly (38%) No (96%) WorkPrivate (67%)
never: 2.89 0.03 Max (59%) 12.69 4.78 Yearly (34%) No (97%) WorkPrivate (70%)
in sample profitable market 2.88 0.08 Max (61%) 13.60 5.30 Yearly (46%) No (94%) WorkPrivate (58%)
in sample average market 2.79 0.07 Max (56%) 13.07 4.92 Yearly (41%) No (96%) WorkPrivate (60%)
in sample losing market 2.74 0.06 Max (64%) 13.42 4.57 Yearly (37%) No (94%) WorkPrivate (58%)

Driver Summaries

Policies won drv_sex1 drv_age1 drv_age_lic1 drv_drv2 drv_sex2 drv_age2 drv_age_lic2
often: 9.8 - 100.0% M (63%) 56.78 34.28 No (68%) F (61%) 51.59 29.35
sometimes: 1.4 - 9.8% M (60%) 57.23 35.17 No (65%) F (62%) 48.91 27.11
rarely: 0.1 - 1.4% M (58%) 56.65 34.52 No (65%) F (62%) 47.32 25.69
never: M (61%) 55.82 33.59 No (69%) F (62%) 47.58 25.79
in sample profitable market M (63%) 56.64 33.30 No (68%) F (60%) 52.85 30.76
in sample average market M (69%) 56.69 33.83 No (71%) F (63%) 50.50 28.15
in sample losing market M (62%) 57.43 34.57 No (69%) F (59%) 50.63 28.66

Vehicle Summaries

Policies won vh_make_model vh_age vh_fuel vh_type vh_speed vh_value vh_weight
often: 9.8 - 100.0% rthsjeyjgdlmkygk (5%) 11.71 Diesel (56%) Tourism (89%) 172.57 18128.25 1106.05
sometimes: 1.4 - 9.8% rthsjeyjgdlmkygk (7%) 11.05 Diesel (56%) Tourism (91%) 171.40 17373.99 1092.87
rarely: 0.1 - 1.4% rthsjeyjgdlmkygk (8%) 11.03 Diesel (55%) Tourism (91%) 171.65 17824.01 1116.41
never: rthsjeyjgdlmkygk (7%) 12.58 Diesel (54%) Tourism (87%) 167.19 17844.11 1074.35
in sample profitable market biqzvbfzjivqmrro (7%) 12.42 Diesel (55%) Tourism (86%) 172.60 19277.86 1120.62
in sample average market rthsjeyjgdlmkygk (5%) 13.06 Diesel (52%) Tourism (85%) 172.51 18278.31 1103.50
in sample losing market biqzvbfzjivqmrro (6%) 11.58 Diesel (54%) Tourism (87%) 171.65 17760.31 1091.86

Location Summaries

Policies won population town_surface_area
often: 9.8 - 100.0% 569.30 199.09
sometimes: 1.4 - 9.8% 582.67 206.13
rarely: 0.1 - 1.4% 589.76 208.78
never: 523.15 205.43
in sample profitable market 567.08 202.08
in sample average market 516.26 195.17
in sample losing market 566.44 203.39

Financials By Conversion Rate Summaries

Policies won claim_frequency premiums conversion_rate profit per policy profit_margin
often: 9.8 - 100.0% 0.11 122.75 0.43 -26.20 0.17
sometimes: 1.4 - 9.8% 0.11 134.95 0.05 1.12 0.17
rarely: 0.1 - 1.4% 0.12 145.05 0.01 0.15 0.18
never: 0.09 136.82 0.00 0.00 0.23

Financials In Sample Markets Summaries

Policies won claim_frequency premiums conversion_rate profit revenue loss market_share profit_margin
in sample profitable market 0.11 117.41 0.66 -56259.48 209688.88 265948.36 0.10 0.17
in sample average market 0.12 103.92 0.75 -109661.18 153178.40 262839.58 0.09 0.17
in sample losing market 0.12 122.17 0.63 -197044.57 246652.42 443696.99 0.12 0.17