Average Market Share | 0.009 |
---|---|
Average Revenue | 11056.0 |
Average Losses | 14003.0 |
Average Loss Ratio | 1.381 |
Average Profit per Policy | -26.0 |
Number of Markets | 1000 |
Average Profit | -2947.03 |
Policies won | year | pol_no_claims_discount | pol_coverage | pol_duration | pol_sit_duration | pol_pay_freq | pol_payd | pol_usage |
---|---|---|---|---|---|---|---|---|
often: 4.3 - 100.0% | 2.87 | 0.05 | Max (50%) | 15.84 | 5.58 | Yearly (41%) | No (93%) | WorkPrivate (56%) |
sometimes: 0.4 - 4.3% | 2.91 | 0.06 | Max (47%) | 14.79 | 5.73 | Yearly (40%) | No (92%) | WorkPrivate (59%) |
rarely: 0.1 - 0.4% | 2.91 | 0.05 | Max (37%) | 12.61 | 5.21 | Yearly (40%) | No (90%) | WorkPrivate (55%) |
never: | 2.80 | 0.04 | Max (65%) | 12.71 | 4.51 | Yearly (36%) | No (96%) | WorkPrivate (67%) |
in sample profitable market | 2.80 | 0.04 | Max (54%) | 16.02 | 5.90 | Yearly (43%) | No (90%) | WorkPrivate (54%) |
in sample average market | 2.60 | 0.06 | Max (41%) | 15.61 | 5.47 | Yearly (42%) | No (95%) | WorkPrivate (46%) |
in sample losing market | 2.88 | 0.04 | Max (44%) | 15.62 | 5.37 | Yearly (43%) | No (92%) | WorkPrivate (55%) |
Policies won | drv_sex1 | drv_age1 | drv_age_lic1 | drv_drv2 | drv_sex2 | drv_age2 | drv_age_lic2 |
---|---|---|---|---|---|---|---|
often: 4.3 - 100.0% | M (68%) | 60.75 | 35.67 | No (76%) | F (57%) | 49.00 | 27.87 |
sometimes: 0.4 - 4.3% | M (63%) | 58.69 | 35.11 | No (72%) | F (62%) | 51.12 | 28.95 |
rarely: 0.1 - 0.4% | M (62%) | 59.04 | 36.50 | No (72%) | F (68%) | 48.90 | 27.23 |
never: | M (60%) | 56.45 | 34.35 | No (66%) | F (61%) | 49.00 | 27.10 |
in sample profitable market | M (70%) | 60.80 | 36.29 | No (76%) | F (63%) | 50.85 | 29.59 |
in sample average market | M (80%) | 61.68 | 37.75 | No (88%) | F (64%) | 41.82 | 21.09 |
in sample losing market | M (68%) | 60.73 | 35.57 | No (79%) | F (65%) | 53.04 | 31.33 |
Policies won | vh_make_model | vh_age | vh_fuel | vh_type | vh_speed | vh_value | vh_weight |
---|---|---|---|---|---|---|---|
often: 4.3 - 100.0% | biqzvbfzjivqmrro (7%) | 15.59 | Gasoline (56%) | Tourism (78%) | 158.71 | 16981.67 | 1029.69 |
sometimes: 0.4 - 4.3% | biqzvbfzjivqmrro (7%) | 15.88 | Gasoline (60%) | Tourism (81%) | 158.71 | 14943.26 | 968.01 |
rarely: 0.1 - 0.4% | biqzvbfzjivqmrro (6%) | 16.39 | Gasoline (59%) | Tourism (84%) | 161.74 | 15719.84 | 979.15 |
never: | rthsjeyjgdlmkygk (8%) | 11.09 | Diesel (56%) | Tourism (90%) | 171.79 | 17851.44 | 1104.57 |
in sample profitable market | biqzvbfzjivqmrro (8%) | 15.10 | Gasoline (63%) | Tourism (76%) | 151.63 | 15472.47 | 925.93 |
in sample average market | jgkpiuuctpywtrlh (5%) | 14.74 | Gasoline (49%) | Tourism (76%) | 155.12 | 19799.35 | 1055.98 |
in sample losing market | biqzvbfzjivqmrro (9%) | 16.32 | Gasoline (59%) | Tourism (81%) | 159.75 | 16381.58 | 987.73 |
Policies won | population | town_surface_area |
---|---|---|
often: 4.3 - 100.0% | 508.00 | 199.04 |
sometimes: 0.4 - 4.3% | 537.10 | 192.24 |
rarely: 0.1 - 0.4% | 491.77 | 191.88 |
never: | 579.46 | 207.52 |
in sample profitable market | 500.57 | 202.96 |
in sample average market | 511.08 | 209.24 |
in sample losing market | 506.12 | 201.27 |
Policies won | claim_frequency | premiums | conversion_rate | profit per policy | profit_margin |
---|---|---|---|---|---|
often: 4.3 - 100.0% | 0.07 | 73.09 | 0.29 | -6.01 | 0.25 |
sometimes: 0.4 - 4.3% | 0.06 | 85.76 | 0.02 | 0.01 | 0.25 |
rarely: 0.1 - 0.4% | 0.08 | 84.36 | 0.00 | 0.02 | 0.24 |
never: | 0.10 | 154.22 | 0.00 | 0.00 | 0.26 |
Policies won | claim_frequency | premiums | conversion_rate | profit | revenue | loss | market_share | profit_margin |
---|---|---|---|---|---|---|---|---|
in sample profitable market | 0.05 | 69.73 | 0.33 | 5147.96 | 23150.69 | 18002.73 | 0.02 | 0.26 |
in sample average market | 0.06 | 65.41 | 0.72 | -2830.53 | 6082.76 | 8913.29 | 0.01 | 0.27 |
in sample losing market | 0.07 | 67.47 | 0.28 | -7501.53 | 29551.51 | 37053.04 | 0.03 | 0.23 |
Policies lost | premiums (mean) | premiums (median) | premiums (std) | distance to winner (mean) |
---|---|---|---|---|
in sample profitable market | 109.28 | 110.91 | 63.99 | 40.28 |
in sample average market | 104.66 | 106.55 | 62.16 | 43.81 |
in sample losing market | 113.03 | 115.56 | 62.84 | 37.09 |